Powering the Payments that Power Your BusinessIntegrated POS hardware, cloud based software & merchant processing solutions

Welcome to COCARD. Faster, Simpler, Smarter Payment Processing.

About COCARD

Headquartered in downtown Decatur, GA, COCARD has provided simple, secure and cost-effective electronic payment, data convergence, POS Systems and fraud prevention services for clients across the country since 1989. Our client list includes some of the world’s largest retail and service-oriented businesses, and we have earned a reputation for having the most complete and robust selection of payment processing and authentication services in the industry. We are proud to be a Better Business Bureau A+ Accredited Business.

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POS Systems

With POS hardware, cloud software and PCI compliant merchant processing, we’ve eliminated the hassle of dealing with multiple providers, while allowing 24/7 access to your business.

Merchant Services

COCARD is a full-service POS reseller, credit card processing and merchant account provider. COCARD combines passion, expertise and technology to give our merchants optimized solutions.

The EMV Experts

Reliable fraud protection is essential for businesses and customers. Adding an EMV smart card terminal can help prevent fraud, and give merchants and consumers peace-of-mind.

Live Support

Since 1989, we’ve built our business by recognizing the importance of traditional customer service. Call COCARD customer support and you’ll always reach a real person.

POS Systems

POS hardware, cloud software and

PCI compliant merchant processing

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Merchant Services

Full-service credit card processing

and merchant account services.

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The EMV Experts

Create more credibility and

garner more customers in the marketplace

by utilizing an EMV card reader.

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Live Support

Call our customer support line and

you’ll always reach a real person who

will address all of your concerns and questions.

Contact SupportContact Support
Contact Support

COCARD support is available 24/7 to answer any questions you may have.

For immediate assistance:

By phone: 1.800.317.1819

By email: support@cocard.info

Or watch the video below to see how to create your own 24/7 support ticket

COCARD Resources
Industry Overview

Businesses who want to accept credit cards online or in person must apply for a merchant account. After approval and set up a business can start accepting credit cards, debit cards, gift cards and newer forms of payment like EMV chip cards or NFC mobile payments like Apple Pay or Android Pay. This is widely known as payment processing or credit card processing. The company that powers the credit card transactions is known as a payment processor, credit card processor or merchant account provider.

Choosing a Processor

Most business owners focus on rates when searching for a payment processor. When they find the processor with the lowest discount rate, business owners think they have found the least expensive payment processing solution.

Unfortunately, that isn’t always the case. Credit card processors often advertise only their “qualified” (ie., lowest) discount rate, then they add surcharges on to their mid-qualified and non-qualified discount rates. This means that merchants may pay hundreds or even thousands more in processing fees than they were led to expect.

COCARD in the News
Glossary of Terminology
Frequently Asked Questions
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